Paynetics taxes and limits

Taxes

Type of feeStandardPremium
A1 Wallet account creation Free Free
Monthly fee 0 BGN 5,99 BGN
Free for A1 clients which using mobile services with Extra A1 Wallet Unlimited for the first 6 months
Monthly inactivity fee 0 BGN 0 BGN
Top up with MasterCard/VISA Free for first 3m up to 500 BGN, 0.90% min.0,20 BGN after Free up to 800 BGN,0,70% after
Top up with bank transfer 0 BGN 0 BGN
Top up through Cashterminal 1,5% of amount or min. 0,20 BGN 1% of amount or min. 0,20 BGN
Online payment Free Free
Transfer between A1 Wallet users Free Free
Payment at POS Free Free
Bank transfers 1.20 BGN 1.00 BGN
Fees for currency exchange 2% of the amount 2% of the amount
Payment of utility bills 0.19 BGN 0.19 BGN
Vignette payment Free Free
Withdrawal to A1 Wallet card
(Like from gambling site; not applicable for refund and reversal transactions)
0.9% of the amount 0.9% of the amount
Cash-out to your payment card when performed by us 1,95 BGN 1,95 BGN
Issuance of a virtual MasterCard Free Free
Issuance of a physical card
(main, subsequent, replacement of lost / stolen) in Bulgaria
9.99 BGN 9.99 BGN
Monthly fee for virtual card Free Free
Monthly fee for physical card Free Free
Issuance of the next virtual card 1.49 BGN 0.99 BGN
ATM withdrawal (in the country) 0.90% 0.90%
ATM withdrawal (in the EU) 0.90% 0.90%
Checking amount 1.00 BGN 1.00 BGN
Invite a friend 2 BGN + 2 BGN 2 BGN + 2 BGN
Seizure service (for each individual seizure imposed) 10,00 BGN 10,00 BGN
*Your bank may charge fees for loading a digital wallet.
*Екстра А1 Wallet Unlimited is valid for tariff plans for which it is explicitly stated that it can be activated.
**Credit Ins: A service fee of BGN 2.00 has been added to the liability
ProfiCredit: A service fee of BGN 1.20 has been added to the liability
CEZ: 1% of the liability.

Limits Payment transactions

IBAN transfer
Verification level 1Verification level 2
Single operation Daily Weekly Monthly Anually Single operation Daily Weekly Monthly Anually
P2P operation 2 000 BGN 2 000 BGN 2 000 BGN 2 000 BGN 2 000 BGN 6 000 BGN 10 000 BGN 30 000 BGN 60 000 BGN 200 000 BGN
2 000 BGN 2 000 BGN 2 000 BGN 2 000 BGN 2 000 BGN 6 000 BGN 10 000 BGN 30 000 BGN 60 000 BGN 360 000 BGN
Top up with bank transfer - - - 30 000 BGN 30 000 BGN - - - 100 000 BGN -
Top up with debit/credit card - - - 30 000 BGN 30 000 BGN - - - 60 000 BGN -
Total consumption of outbound P2P transfers, out of system transfers and card operations - - - 30 000 BGN 30 000 BGN - - - 100 000 BGN 360 000 BGN
Total consumption of inbound P2P transfers, out of system transfers and card operations - - - 30 000 BGN 30 000 BGN - - - 100 000 BGN 360 000 BGN
Minimum amount to top up an account 10 BGN 10 BGN 10 BGN 10 BGN 10 BGN 10 BGN 10 BGN 10 BGN 10 BGN 10 BGN
Maximum account balance - - - 30 000 BGN 30 000 BGN - - - 100 000 BGN 360 000 BGN

Card transaction limits (digital, virtual and physical cards)

Per transaction24 hours limit7 days limit30 days limit
10 000 BGN
single payment at POS
20 000 BGN
50 payment at POS for digital and virtual cards and 20 payments at POS for physical cards
30 000 BGN
120 payments at POS for all kinds of cards
60 000 BGN
300 payments at POS for all kinds of cards
10 000 BGN
single top-up
20 000 BGN
50 top-ups
30 000 BGN
100 top-ups
60 000 BGN
300 top-ups
400 BGN
single ATM withdraw
1 000 BGN
5 ATM withdraws
4 000 BGN
35 ATM withdraws
10 000 BGN
90 ATM withdraws

Verification limits

Verification limitsIdentification requirement
0 BGN
(total loaded and/or received funds since your A1 Wallet profile activation)
Verification level 1 - Verify identity
2 000 BGN
Received funds transfer by card or credit transfer
Verification level 2 - Completion of declaration of origin of funds
30 000 BGN
(total loaded and/or received funds within 1 month)
Completion of declaration of origin of funds